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For the 3-1 move, you should make the 5 point.

Rollout  Tom Keith 2013

Money play Centered cube White rolls 3-1 1296 games with VR Checker play: 3-ply Cube play: XG Roller

XGID=-b----E-C---eE---c-e----B-:0:0:1:31:0:0:0:0

	3-1:		Game	G	BG	Equity
1	8/5, 6/5	W L	.5563 .4437	.1699 .1207	.0082 .0055	+0.2451

Next Position No. 20, page 59

List of Positions from Backgammon for Blood

Backgammon for Blood (1974), by Bruce Becker